Cat insurance for Wellington — compare and buy online, no broker needed
Wellington cat owners have access to all of NZ's top cat insurance providers. Compare plans online at catinsurance.co.nz and find cover that suits your Wellington lifestyle.
Compare All ProvidersCat Insurance in Wellington
Wellington's urban landscape and busy roads make accident cover essential for outdoor cats. Indoor Wellington cats are also at risk from the city's urban hazards. Compare all NZ providers at catinsurance.co.nz to find the right policy.
Compare NZ Cat Insurance Providers
✦ FEATURED PROVIDER
Petcover
4.8(2,340 reviews)
✦ Cat Specialist⭐ Top Rated NZ
Canstar Most Satisfied Customers Award 2025 — NZ's top-rated cat insurer
$28
Per month
Up to $14,000
Annual limit
From $100
Excess
What's Covered
- Up to $14,000 annual benefit limit
- Vet consultation fees included
- Optional: alternative/complementary treatment
- Optional: boarding fees if owner hospitalised
Key Limitations
- Pre-existing conditions excluded
- Dental illness on premium plans only
- Optional extras increase premiums
Co-payment: None on most plans
✦ FEATURED PROVIDER
Southern Cross Pet Insurance
4.7(3,120 reviews)
★ Most Comprehensive
Pet Easy-Claim lets your vet bill Southern Cross directly — no waiting for reimbursement
$32
Per month
Up to $15,000
Annual limit
$250
Excess
What's Covered
- PetCare plans with $2,500–$15,000 annual limits
- Pet Easy-Claim: vet bills insurer directly
- Skin conditions, cancer & chronic diseases covered
- Accidental injuries including broken bones
Key Limitations
- $250 annual excess applies
- 20% co-payment on all claims
- Pre-existing conditions not covered
Co-payment: 20% co-payment
✦ FEATURED PROVIDER
PD Insurance
4.6(1,870 reviews)
$ Best Value
NZ's only 100% reimbursement insurer — no co-payments, no age loadings on any plan
$22
Per month
Up to $20,000
Annual limit
From $0
Excess
What's Covered
- True 100% reimbursement — zero co-payments
- No age-based premium loadings
- Monthly payment at no extra cost
- Accident Plan from $10/month
Key Limitations
- Newer insurer — smaller claims team
- Dental illness not on base Accident plan
- No direct vet billing (reimbursement model)
Co-payment: None — 100% reimbursement