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⭐ Top Rated NZ
Petcover
4.8/5(2,340 reviews)
Petcover is NZ's top-rated cat insurer, winning Canstar's Most Satisfied Customers Pet Insurance Award 2025. With a wide range of plans from budget catastrophe cover to high-limit superior plans, Petcover suits cat owners who want flexible, customisable cover with optional add-ons.
Get a Quote at PetcoverFrom
$28/mo
Monthly premium
Up to
Up to $14,000
Annual limit
Excess
From $100
Per claim
Co-pay
None on most plans
After excess
Canstar Most Satisfied Customers Award 2025 — NZ's top-rated cat insurer
Available Plans
Economy
From $22
Annual limit: $7,000
Excess: $100
Accident & illnessVet consultsHospitalisation
Standard
From $28
Annual limit: $10,000
Excess: $75
Economy benefitsAlternative treatmentBoarding fees option
Superior
From $38
Annual limit: $14,000
Excess: $50
All Standard benefitsHigher limitsThird-party liability
What's Covered
- Up to $14,000 annual benefit limit
- Vet consultation fees included
- Optional: alternative/complementary treatment
- Optional: boarding fees if owner hospitalised
- Optional: theft or straying cover
- Hereditary & congenital conditions (premium plans)
- Third-party liability cover available
Key Limitations
- Pre-existing conditions excluded
- Dental illness on premium plans only
- Optional extras increase premiums
Waiting Periods
Accidents
0 days
Illness
14 days
Dental illness
6 months
How to Make a Claim
Submit claims online or via the Petcover app. Average processing time is 5–7 business days.
🏥 Any registered NZ veterinarian accepted.
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